BS BFSI Insight Summit 2025 on cryptocurrencies in India.

 

 

   

Here are some key takeaways from the BS BFSI Insight Summit 2025 (Day 2) on cryptocurrencies in India.



Industry experts emphasized the urgent need for regulatory clarity in the crypto/domestic digital-asset ecosystem in India.

 

They also called out a lack of investor education, particularly in understanding the technical architecture, risk profile and governance of crypto instruments.

 The absence of clear licensing and regulatory frameworks risks pushing innovation and talent overseas.

 Stable coins and tokenisation were highlighted as important frontiers where regulation is lacking, especially for INR backed stable coins.

 While fintech in India is relatively regulated, the crypto-asset side still operates in a “grey zone” with weaker oversight.

Without clear rules, investors may be exposed to high risk (lack of protections, uncertain legal recourse).

Talent and startups could migrate out of India if they feel the regulatory environment is unfriendly or unclear.

India’s potential in Web3, blockchain and digital assets could be hindered by regulatory lag which affects innovation, competitiveness and domestic value-creation.

From a macro perspective, if token isation, stable coins & blockchain do scale, these can influence payments, cross-border flows and monetary sovereignty  so clarity is vital.

What regulatory model India will adopt (single regulator vs multiple) and how quickly

Creation of investor education programmed e.g., explaining risks, custody issues, token types, governance.

 How fintech/crypto firms align with regulation, how they build transparency (proof of reserves, disclosures).

Monitoring how stable coins infrastructure evolve and whether INR backed solutions emerge.

How regulatory clarity affects talent retention, startup growth an  domestic innovation.

 

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